Savings Rates - Effective March 1, 2025

Account Type	Dividend Rate	APY*	Minimum Deposit To Open	Minimum Balance For Dividends
PRIMARY SHARE	.15%	.15%	$5	$105
SECONDARY (CLUB) SAVINGS	.15%	.15%	$5	$105
HOLIDAY SAVINGS CLUB	.50%	.50%	$5	$5
MONEY MARKET	1.24%	1.25%	$2,500	$2,500
MONEY MARKET	1.49%	1.50%	$2,500	$10,000
MONEY MARKET	1.74%	1.75%	$2,500	$25,000
MONEY MARKET	2.47%	2.50%	$2,500	$50,000
MONEY MARKET	2.96%	3.00%	$2,500	$100,000
BALANCE PLUS CHECKING	.250%	.250%	$500	$500
EZ CHECKING	.00%	.00%	$50	$0
IRA SAVINGS (Traditional, Roth, or Educational)	1.24%	1.25%	$2,500	$2,500
IRA SAVINGS (Traditional, Roth, or Educational)	1.49%	1.50%	$2,500	$10,000
IRA SAVINGS (Traditional, Roth, or Educational)	1.74%	1.75%	$2,500	$25,000
IRA SAVINGS (Traditional, Roth, or Educational)	2.47%	2.50%	$2,500	$50,000
IRA SAVINGS (Traditional, Roth, or Educational)	2.96%	3.00%	$2,500	$100,000

Certificate Rates - Effective March 1, 2025

Certificate Term	Dividend Rate	APY*	Minimum Deposit
6 MONTH CERTIFICATE - One time NO PENALTY withdrawal.	4.18%	4.25%	$500 - One time NO PENALTY withdrawal.
12 month Certificate	4.28%	4.35%	$500
24 month Certificate	3.70%	3.75%	$500
36 month Certificate	3.70%	3.75%	$500
IRA CERTIFICATE (Traditional, Roth, or Educational)
12 month IRA Certificate	4.28%	4.35%	$500
24 month IRA Certificate	3.70%	3.75%	$500
36 month IRA Certificate	3.70%	3.75%	$500
STEP-UP CERTIFICATES
24 month Step-Up CD	3.70%	3.75%	$1,000
36 month Step-Up CD	3.70%	3.75%	$1,000
JUMBO CERTIFICATES
6 month Jumbo Certificate	4.33%	4.40%	$25,000
12 month Jumbo Certificate	4.43%	4.50%	$25,000
24 month Jumbo Certificate	3.84%	3.90%	$25,000
36 month Jumbo Certificate	3.84%	3.90%	$25,000

*APY= Annual Percentage Yield