Savings Rates - Effective November 1, 2023
| Account Type | Dividend Rate | APY* | Minimum Deposit To Open | Minimum Balance For Dividends |
|---|---|---|---|---|
| PRIMARY SHARE | .15% | .15% | $5 | $105 |
| SECONDARY (CLUB) SAVINGS | .15% | .15% | $5 | $105 |
| HOLIDAY SAVINGS CLUB | .50% | .50% | $5 | $5 |
| MONEY MARKET | .99% | 1.00% | $2,500 | $2,500 |
| MONEY MARKET | 1.24% | 1.25% | $2,500 | $10,000 |
| MONEY MARKET | 1.49% | 1.50% | $2,500 | $25,000 |
| MONEY MARKET | 2.47% | 2.50% | $2,500 | $50,000 |
| MONEY MARKET | 2.96% | 3.00% | $2,500 | $100,000 |
| BALANCE PLUS CHECKING | .250% | .250% | $500 | $500 |
| EZ CHECKING | .00% | .00% | $50 | $0 |
| IRA SAVINGS (Traditional, Roth, or Educational) | .99% | 1.00% | $2,500 | $2,500 |
| IRA SAVINGS (Traditional, Roth, or Educational) | 1.24% | 1.25% | $2,500 | $10,000 |
| IRA SAVINGS (Traditional, Roth, or Educational) | 1.49% | 1.50% | $2,500 | $25,000 |
| IRA SAVINGS (Traditional, Roth, or Educational) | 2.47% | 2.50% | $2,500 | $50,000 |
| IRA SAVINGS (Traditional, Roth, or Educational) | 2.96% | 3.00% | $2,500 | $100,000 |
Certificate Rates - Effective October 18, 2024
| Certificate Term | Dividend Rate | APY* | Minimum Deposit |
|---|---|---|---|
| 6 MONTH CERTIFICATE - One time NO PENALTY withdrawal. | 4.43% | 4.50% | $500 - One time NO PENALTY withdrawal. |
| 12 month Certificate | 4.67% | 4.75% | $500 |
| 24 month Certificate | 3.94% | 4.00% | $500 |
| 36 month Certificate | 3.70% | 3.75% | $500 |
| IRA CERTIFICATE (Traditional, Roth, or Educational) | |||
| 12 month IRA Certificate | 4.67% | 4.75% | $500 |
| 24 month IRA Certificate | 3.94% | 4.00% | $500 |
| 36 month IRA Certificate | 3.70% | 3.75% | $500 |
| STEP-UP CERTIFICATES | |||
| 24 month Step-Up CD | 3.94% | 4.00% | $1,000 |
| 36 month Step-Up CD | 3.70% | 3.75% | $1,000 |
| JUMBO CERTIFICATES | |||
| 6 month Jumbo Certificate | 4.43% | 4.50% | $25,000 |
| 12 month Jumbo Certificate | 4.67% | 4.75% | $25,000 |
| 24 month Jumbo Certificate | 3.94% | 4.00% | $25,000 |
| 36 month Jumbo Certificate | 3.70% | 3.75% | $25,000 |
*APY= Annual Percentage Yield